Compensation Claims for Road Accidents Involving Stolen Vehicles

Car theft is still a common crime and many road traffic accidents are caused by individuals who have taken a vehicle without consent. In such circumstances they will have no valid insurance.

Having said this, where a road traffic accident is caused by the driver of a stolen vehicle, the occupants of any other vehicle should still be able to pursue a claim for personal injury compensation. This is because they will be able to recover compensation from the insurance policy taken out by the owner of the stolen vehicle, or alternatively submit a claim to the Motor Insurers’ Bureau (MIB) on the basis that the vehicle was uninsured.

The MIB is a non-profit making organisation set up by Motor Insurers to compensate victims involved in road traffic accidents caused by uninsured or untraced drivers. Once a claim is made to the MIB in these particular circumstances, it will progress in exactly the same way as a normal road traffic accident compensation claim and will be subject to the same rules. Different rules will apply if the vehicle responsible for the accident was believed to be stolen, but is subsequently untraced.

Where an accident is caused by an untraced driver, any personal injury compensation claim will be subject to the terms of the Untraced Driver Scheme operated by MIB. Any application to the MIB must be submitted within three years from the date of the accident failing which it will be automatically refused.

Should you be a passenger in a vehicle which has been stolen or taken without the owner’s consent it may still be possible to pursue a claim for personal injury compensation providing you can establish that you did not know that the vehicle was stolen at the time of the accident.

At Sintons our specialist personal injury lawyers have a wealth of experience in pursuing successful road accident compensation claims, including those caused by the driver of a stolen vehicle.

All personal injury claims are pursued on a No Win No Fee basis so you can rest assured that there is no financial risk.

To begin a personal injury compensation claim or obtain further advice with no obligation contact Sintons 24/7.