Legal Expenses Myths
Myth: Legal Expenses Insurance will cover any claim for personal injury compensation.
Truth: Most legal expenses policies only provide funding for compensation claims when the injury arises from a one off event or accident. The policy very rarely provides cover for claims arising from an industrial disease or other work related conditions which develop over time such as upper limb disorders.
Truth: The accident must have occurred during the period of cover and must usually be reported to the insurers within a set time limit.
Myth: legal expenses insurance will cover all my legal costs
Truth: legal expenses insurance may provide funding for personal injury compensation claims but only up to a pre-determined amount. This in known as the limit of indemnity. You may need to top up your cover with After the Event Insurance if the limit of indemnity is not sufficient.
Myth: I will never pay a penny towards the cost of my personal injury claim if I have legal expenses insurance.
Truth: Most policies do not require any form of contribution although an excess may apply. You need to check the wording of the policy carefully.
Myth: Legal Expenses cover will not be available unless I use the insurance company’s nominated solicitor.
Truth: You have the absolute right to choose your own solicitor. The insurers may attempt to argue that you will be worse off by doing so but again this is incorrect. At Sintons we contact the insurers on your behalf and make sure that you are not financially prejudiced in any way.
It is not always easy to establish whether you have adequate Legal Expenses Insurance or whether it will cover your claim. At Sintons our personal injury specialists will happily review your policy document and advise you accordingly. We will also ensure that you have the appropriate funding in place to meet any expenses that may arise.
All personal injury claims are pursued on a No Win No Fee basis so you can rest assured that there is no financial risk.
To begin a personal injury compensation claim or obtain further advice with no obligation contact Sintons 24/7.
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20 years. Thousands of ideas. Countless improvements to health and care across the North East and North Cumbria.
We`re proud to sponsor the 20th Bright Ideas in Health Awards — a true milestone for a programme that`s shone a light on innovation since 2003.
Got a bright idea? Entries close 11:59pm, Friday 27 November 2026.
🔗 https://brightideasinhealth.org.uk/
#BIHA20
Oct 9
We were proud to sponsor the first ever CBIT`s Got Talent in Sheffield, raising £9,258 for the Child Brain Injury Trust.
Thank you to co-sponsor Maggie Sargent & Associates, the performers, and everyone who came along. Plans are already under way for an encore next yea👏
Read more - https://tinyurl.com/ynbswynf
#CBITsGotTalent #ChildBrainInjuryTrust #Sheffield #Fundraising #BrainInjury #CharityEvent
Oct 9
Think you know your stuff? Join Sintons` Trainees for our Fundraising Quiz Night at Shearer`s Bar, St James` Park on 12th Nov.
Quiz, raffle & games, all in aid of @stoswaldsuk and our Trainee Challenge.
🎟️ £12.50pp or £70 per table of 6.
#SintonsTrainees #QuizNight #Newcastle #StOswaldsHospice
Oct 8
Employment Law E-Bulletin 104 is out:
🔷Individuals can be liable for failure to make reasonable adjustments
🔷Vicarious liability doesn`t transfer under TUPE
🔷Govt response on union rights statement duty
https://tinyurl.com/2v3mc2u7
#EmploymentLaw #HR #TUPE
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The Building Safety Levy is now in force for certain residential projects in England, but standard form contracts like JCT D&B 2024 don`t yet deal with it.
Are your contracts ready? Make sure they cover who provides the levy information and who pays.
https://tinyurl.com/2p9pbscv
#BuildingSafetyLevy #Construction #BuildingSafety #ConstructionLaw #Contracts
Oct 7
Join us on 11th November for our seminar: When Trauma Shapes the Narrative – understanding and working with PTSD
We`ll look at how PTSD develops after significant trauma, its impact on rehabilitation in a medico-legal context, and evidence-based treatments including Trauma Focused CBT and EMDR.
Led by Craig Thompson, CBT Therapist at Talking House North East, and Barry Lehane RGN, LLM., Case Manager at Empowering U
📍 Sintons, The Cube, Newcastle
🕓 Arrival 4.00pm | Seminar 4.30pm
Book your place - https://tinyurl.com/zd3tk254
Nicki Waugh hashtag#PTSD hashtag#Trauma hashtag#EMDR hashtag#Newcastle
Oct 7
